Category: Retirement Planning

Average 401(k) Savings by Age

2 Minute Read A question I am asked frequently when discussing retirement; how much should I have saved?  Some “experts” claim you need to replace 80% of your pre-retirement income, while other marketing campaigns by financial services companies want us to believe that we need close to…

Let Bonds Be Bonds

2 Minute Read While browsing Yahoo Finance this week, a particular article caught my eye, “Regulators Alarmed by Risky Loans, But Don’t Know Who Holds Them.” The risky loans these regulators are worried about are called leveraged loans, and prominent voices in finance and economics have been…

Thoughtfully Rolling a Workplace Retirement Plan to an IRA

3 Minute Read When you retire or leave your place of employment, you have the option to leave your money in your company plan, or roll the money to an IRA. The IRA can provide several benefits including more investment options, professional management, personalized…

Starting a Small Business Retirement Plan

Starting a retirement plan for your business can have positive tax and savings impacts for both employers and employees.  Choosing the type of plan that best suits your business will depend on the size of your business, and the amount you would like to…

Retirement Planning for 2019

As we wrap up 2018 and our year end planning, it is now time to look towards some retirement planning items for 2019.  Below, are several proactive steps that you can take to prepare and update your retirement plan for 2019.