Category: All

Average 401(k) Savings by Age

2 Minute Read A question I am asked frequently when discussing retirement; how much should I have saved?  Some “experts” claim you need to replace 80% of your pre-retirement income, while other marketing campaigns by financial services companies want us to believe that we need close to…

Let Bonds Be Bonds

2 Minute Read While browsing Yahoo Finance this week, a particular article caught my eye, “Regulators Alarmed by Risky Loans, But Don’t Know Who Holds Them.” The risky loans these regulators are worried about are called leveraged loans, and prominent voices in finance and economics have been…

Cannabis Investing

2 Minute Read The Cannabis industry has been experiencing exploding growth as the drug continues to be decriminalized across the US, and its medical uses are expanding into more treatment programs for individuals. This begs the question, should you invest in this young, but growing industry?  I took a…

Thoughtfully Rolling a Workplace Retirement Plan to an IRA

3 Minute Read When you retire or leave your place of employment, you have the option to leave your money in your company plan, or roll the money to an IRA. The IRA can provide several benefits including more investment options, professional management, personalized…

Retirement Legislation Passes House

2 Minute Read In a 417 to 3 vote, the “Setting Every Community Up for Retirement Enhancement” or SECURE Act has passed the House, and is heading to the Senate for vote.  Here is a brief rundown of the bill’s major provisions along with…