Category: 401(k) Planning

Starting a Small Business Retirement Plan

Starting a retirement plan for your business can have positive tax and savings impacts for both employers and employees.  Choosing the type of plan that best suits your business will depend on the size of your business, and the amount you would like to…

What is a 401(k) Analysis?

When meeting with clients, I always ask about their 401(k) plan and exactly how it works.  Many are familiar with the basics; they are investing X percentage of their pay, their employer is matching Y percentage, and they are invested in a portfolio that…

You maxed out your 401(k), now what?

  First of all, congratulations to those of you who are able to put the max allowable into your company sponsored retirement account!

The 401(k) True Up

The 401(k) plan has become the primary vehicle for retirement savings for most private sector employees.  While these plans can take many shapes and sizes, today I want to talk about the ways to maximize a company match.